Posts Tagged ‘Science’

Option of Medical Plans Available in Nebraska

October 30th, 2022

Getting medical plans in Nebraska should not be a hectic task for the residents given the number of options available. Lots of companies offer affordable medical plans in various modes. Apart from discussing the publish health insurance options in Nebraska,Guest Posting we would talk about individual companies offering medical insurance plans in Nebraska and some of the other available options.
Public medical insurance programs in Nebraska
For low-income individuals and families, the public Nebraska health insurance assistance programs could be a good source of help. Some of the programs are:
• Medicaid
Medicaid medical plan provides insurance to low-income residents and disabled citizens of Nebraska.
• Kids Connection
Being an extension of Medicaid, it offers health insurance to kids who do not qualify for Medicaid due to income eligibility limits. Children up to age 19 can receive coverage from Kids Connection.
• The Every Woman Matters Program
Like many other states, Nebraska’s low-income women can receive free screening for breast and cervical cancer through this program. Later on, if they are diagnosed with cancer, they will receive benefits through Medicaid for treatment.
Private companies offering medical plans in Nebraska
• Celtic Health Insurance
The company offer individual health insurance in variety of medical plans geared towards individuals and families.
• Humana Health Insurance

Omaha Nebraska Home Insurance – Why You Shouldn’t Settle For A Multi-Policy Discount

April 21st, 2022

It pays to buy more than one policy from the same insurance company as this will attract considerable savings. Insurers give discounts (multi-policy discounts) for policy holders who buy more than one policy from them.

Although you’ll get discounts for buying many policies from the same insurer, you make save more by buying each of your policy from a different company. I’ll take some time out to explain this well…

We’ll work in the assumption that you have life, auto, health and home insurance policies. You can expect reasonable discounts from any insurer with whom you maintain this many policies. However, we’ll look at it from a rather broader view to see another possibility.

Following are made up rates for a profile’s different policies with different insurers just to buttress this point…

Omaha Nebraska Insurer A

Auto insurance: $3,400

Health insurance: $2,300

Home insurance: $2,050

Life insurance: $2,470

Omaha Nebraska Insurer B

Auto insurance: $2,490

Health insurance: $2,380

Home insurance: $2,452

Life insurance: $3,070

Omaha Nebraska Insurer C

Auto insurance: $2,712

Health insurance: $1,090

Home insurance: $2,870

Life insurance: $2,965

Omaha Nebraska Insurer D

Auto insurance: $2,985

Health insurance: $2,320

Home insurance: $2,710

Life insurance: $2,065

Assuming these rates were given to you, your total for the four policies would be $10,220 if you bought from Omaha Nebraska Insurer A. However, your total insurance spend will drop to $9,198 if you’re given a multi-policy discount of 10 percent. This is quite remarkable considering that you’ll save over $1,000.

Although the savings made with a multi-policy discount is quite big, let us see what would have been the case if you chose to buy from different insurers who offered you the best price for each policy.

The following are the best rate quotes for the different policies: Home insurance: $2,050 from Insurer A; Auto insurance: $2,490 from Insurer B; Life insurance: $2,065 from Insurer D; Health insurance: $1,090 from Insurer C.

This gives a total of $7,695 although you weren’t given any multi-policy discount. By Doing extensive shopping and picking the best rates from different insurers, you’d have paid $1,503 less than someone of the same profile who bought from the first insurer with a 10% multi-policy discount.

This might not always be the case for everyone depending on how well you shopped before buying. But you’ll do well to check first. Take your time to get and compare as many home insurance quotes from as many quotes sites as you can.

You’ll almost always save a lot more if you get and compare quotes from not less than five quotes sites because you’ll be less likely to miss many great offers.